Policies

When all this comes about and is happening you start thinking about plans for the future (if you can really call it that) and you start to fall back on some things you have done to prepare for events such as this. I guess this is the post with some negativity so, if you don't want to read...just skip and don't read on. I am kinda miffed at a part of what is happening. This has to do with life insurance. We have friends who are life insurance agents and this isn't against them but, more to the "wording" of certain documents. When we found out about the diagnosis we thought we would have some help because we had been smart and had bought life insurance policies seperate even from the policies offered through our employment. We had bought dependent life policies on the children so, we thought our newborn might be covered. So, when we finally called to get details this is what we found out. Pretty much....you're on your own. I am trying to understand their point of view but...so far....I only understand that they are of no help. Because there is terminology such as the baby has to be born "in good health" or "has to live a minimum of 14 day"! How stinky is that!! I know we aren't the first that have ever had to deal with this or the last but, you would think.....this is what we bought it for....to help in times of need. I know this is a little rant but, I guess this is part of my anger of the greif process... So this is a post to sympathize with all the other parents that have lost children so soon after birth or before...I am sorry anyone has ever had to go through something like this. I know this is why there are so many willing people to help you find burial clothes and such because they have been there too. Because NO, this is not easy... Sorry this is such a negative post but, boy it felt good to get it off my chest. I didn't think I would ever get to the anger part of greif...but, here's proof...I guess I've been there now....and hopefully I can move on.