Tuesday, February 2, 2010

Policies

When all this comes about and is happening you start thinking about plans for the future (if you can really call it that) and you start to fall back on some things you have done to prepare for events such as this. I guess this is the post with some negativity so, if you don't want to read...just skip and don't read on. I am kinda miffed at a part of what is happening. This has to do with life insurance. We have friends who are life insurance agents and this isn't against them but, more to the "wording" of certain documents. When we found out about the diagnosis we thought we would have some help because we had been smart and had bought life insurance policies seperate even from the policies offered through our employment. We had bought dependent life policies on the children so, we thought our newborn might be covered. So, when we finally called to get details this is what we found out. Pretty much....you're on your own. I am trying to understand their point of view but...so far....I only understand that they are of no help. Because there is terminology such as the baby has to be born "in good health" or "has to live a minimum of 14 day"! How stinky is that!! I know we aren't the first that have ever had to deal with this or the last but, you would think.....this is what we bought it for....to help in times of need. I know this is a little rant but, I guess this is part of my anger of the greif process... So this is a post to sympathize with all the other parents that have lost children so soon after birth or before...I am sorry anyone has ever had to go through something like this. I know this is why there are so many willing people to help you find burial clothes and such because they have been there too. Because NO, this is not easy... Sorry this is such a negative post but, boy it felt good to get it off my chest. I didn't think I would ever get to the anger part of greif...but, here's proof...I guess I've been there now....and hopefully I can move on. Cassy Final

3 comments:

  1. I'm sorry, that must be so frustrating! I think a lot of people don't realize what a burial and funeral cost, when Matt's little brother died his parents were shocked at how much it all was. When you're dealing with the grief of losing a child the last thing you should have to worry about is money. We're keeping you guys in our prayers!

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  2. Cassy..... I think it great for you to put the negative out there too. It will help you get through this too. Larry would say that's insurance for you. They are just out for the "buck" and not for the purpose of people at all. We love you!

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  3. Cassy, I didn't know anything about your sweet little baby! I feel so awful that I didn't know....that while we were having fun with cute Isaac, you were picking out a coffin. My tears won't do you any good, but just know that my heart is aching for you. But I'll start praying that the Lord "will make your burdens light." (And the life insurance technicalities really are lame.)

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